The Most Complete Digital Payment Partner for Businesses in Indonesia
Finpay provides complete, secure, and integrated digital payment infrastructure to support business transaction needs, ranging from payment gateways, billing systems, QRIS printing, fund transfers, disbursements, remittances, and e-Wallet branding.










122++
Registered Biller
957Juta++
Transactions per Year
80++
Registered Bank
46++
E-Commerce Partner
Finpay helps facilitate easy and efficient digital transactions. See our partners' experiences in bringing transaction convenience to customers with Finpay.





FINPAY ADVANTAGES
Trusted Digital Payment Solution for Your Business Needs
Finpay offers a secure, flexible, and easily integrated end-to-end digital payment solution. Supported by reliable technology and nearly two decades of experience, Finpay helps businesses manage transactions efficiently, anytime and anywhere.

Fast Registration & Easy Onboarding Process
Fast, easy, and secure registration and onboarding process. ready to transact immediately.

Your Business Transaction Security is Guaranteed
Finpay uses a layered security system and the latest technology to ensure data and transactions remain secure.

Various Complete Payment Method Options
Virtual Accounts, QRIS, Direct Debit, Instant Payment, debit/credit cards, and installments/paylater.

24/7 Customer Support Service Available
Finpay Care customer service is on standby 24/7 to support the smooth operation of your business

Ease of Integration with Your Platform
Finpay can be seamlessly integrated with your various business systems, with APIs and without coding.

Automatic & Accurate Transaction Recording
Automatic and accurate transaction recording facilitates monitoring, reconciliation, and financial reporting.

More Practical & Convenient Online Transactions
Make it easy for customers to transact online with fast, convenient, and secure payment methods.

Flexible & Customizable Dashboard
Monitor business performance through a dashboard for customized to your business needs.
Product
Find the Right Solution for Your Business Needs
Every business has different needs. Finpay offers customizable digital payment solutions for faster, more secure, and convenient transactions for customers.
Finpay Link
You can create individual or bulk invoices with an easy single click via WhatsApp or other social media.
Hosted Payment
The easy and fastest way to receive payments from your customers with a single integration step with Finpay.
Core API x Source Of Fund
Automate billing notification systems and payment processes with various funding sources.
Web Disbursement
A simple and practical system for sending funds quickly and effectively.
Core API
Easily integrate your system with Finpay's Payment Gateway platform. You can use a UI that matches your application or web.
Finpay Billing
A complete billing and payment management solution for various services and billers.
Core API
API integration provides you with a fast and simple way to transfer money or make payments.
Certificate
Peace of Mind in Every Transaction
Supported by official and complete certifications and licenses to ensure security, compliance, and peace of mind in every business transaction.

Bank Indonesia
Supervised and registered with Bank Indonesia

ISO 27001
Registered and Certified by ISO 27001

KOMINFO
Registered and Certified by KOMINFO

PCI DSS
PCI DSS Certified with Periodic Audits
Documentation for Developers
Easy Integration Across All Your Business Payment Platforms
Finpay provides an easy-to-use integration system that supports various business payment platforms, complete with comprehensive technical documentation to facilitate the implementation process for developers.
Subscription Fees
Affordable Fees for Your Business Needs!
Competitive fee schemes to support your business growth. With affordable and transparent subscription fees, you can manage your budget more efficiently and focus on your business growth.
Virtual Account Bank (Transfer)
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 3500
/Transaction
Instant Payment
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 4000
/Transaction
Credit / Debit Card
Enjoy the best features at an affordable subscription fee.
Fee
2.3% + Rp. 1000
/Transaction
E-Money / E-Wallet
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 3500
/Transaction
Rp. 500
/Transaction
1.5%
/Transaction
2%
/Transaction
Contact Us
QRIS
Enjoy the best features at an affordable subscription fee.
Fee
0.7%
/Transaction
Paylater & Installments
Enjoy the best features at an affordable subscription fee.
Fee
1%
/Transaction
2.3%
/Transaction
Modern Channel Cash
Enjoy the best features at an affordable subscription fee.
Fee
Contact Us
FAQ
Need Help?
We are ready to support and assist you with any questions, whether for business, technical, or other subjects. Please explore our Frequently Asked Questions.
What is Finpay?
Finpay is an umbrella brand of PT Finnet Indonesia which start operations in 2006, providing Finance Technology services and focuses on solutions for the banking.
Who can join and use Finpay?
Both individuals and business entities can work together and become Finpay partner's as long as they don't sell or provide goods and services that are.
What license does Finnet have?
As one of the main accelerators of financial inclusion in Indonesia, Finnet is the only company in Indonesia that has 7 licenses from Bank Indonesia.
What is Payment Gateway?
A payment gateway is a transaction processing technology that captures, stores, and transmits card information from the customer to the acquirer. It then shares the.
What payment methods are supported by Finpay?
Finpay provide various options of payment methods that you can choose according to partners need and will be added in the feature as industry growth.
Can I receive payment in other currency except Rupiah (IDR)?
As per Bank Indonesia's Regulation, Finpay can't charge a ransaction in other currencis except Rupiah (IDR). Partner can sell products using other currencies however, you.
What is the minimum and maximum nominal amount in one payment that can be received by Finpay for each payment method?
By sistem Finpay does not limit the transaction value, but each payment provider may has its respective limitations.
How much does Finpay charge for its payment service?
There is no implementation or maintenance fee to use Finpay. We charge you a fee for every successful transaction. For detailed pricing of all payment.
Will I be charged for refunds?
Nothing. Finpay does not charge additional fees for the refund process. The customer will receive 100% refund.
What is Finpay?
Finpay is an umbrella brand of PT Finnet Indonesia which start operations in 2006, providing Finance Technology services and focuses on solutions for the banking.
How to register as Finpay merchant?
You can register new merchant from website https://dashboard.finpay.id/register
What are the requirements needed to register as a Finpay Merchant?
You can register as a Finpay merchant by following these steps below: 1. Access Finpay's' registration page in this link: https://dashboard.finpay.id/register 2. Fill the fields:.
Is there any Finpay's technical documentation to integrate with payment methods?
You can access https://hub.finpay.id/ and select the required product documentation.
How to request a Sandbox account to start the integration?
A sandbox account (credential) is provided after registering a merchant on the Finpay's sandbox web.
How do I migrate my account from Sandbox to Production?
Before migrating your account to Production mode, you need to complete the legal documents, ensure that development testing is approved, and have your production credentials.
How if i didn't receive any payment notification?
If the merchant didn't receive a payment notification and the transaction status is UNPAID even though the consumer has already paid, the partner can check.
We Have Solutions
Start Using Finpay Now!
Contact Us to Personalize Your Business Needs
- 1500770
- care@finpay.id
- 08111445770